Chime Visa® Debit Card: Your Modern Banking Solution
Discover the flexibility, convenience, and peace of mind that come with the Chime Visa® Debit Card.
By: Zienic
No Hidden Fees
The Chime Visa® Debit Card is designed with transparency in mind—say goodbye to overdraft, monthly maintenance, and foreign transaction fees.
Early Direct Deposit
Get paid up to two days early when you set up direct deposit with your Chime account, giving you faster access to your money.
Automatic Savings
With every purchase, Chime rounds up the transaction and transfers the spare change to your savings—making it easy to build a nest egg effortlessly.
Security and Control
Instant transaction alerts, the ability to block your card from the app, and Visa Zero Liability protection keep your finances safe and sound.
A Smarter Way to Pay and Get Paid
The Chime Visa® Debit Card isn't just a card—it's part of a modern banking ecosystem built to empower users. Issued by The Bancorp Bank or Stride Bank, N.A., and accessible via a streamlined mobile app, this card eliminates the friction that comes with traditional banking. You won’t be charged fees for overdrafts, monthly maintenance, minimum balances, or even foreign transactions. Pair the card with Chime’s powerful app and you’ll gain real-time control over your money. Easily track your spending, receive instant alerts for each transaction, and freeze your card with one tap if it's lost or stolen. Plus, with Visa’s global acceptance, the Chime Debit Card is ideal for use at millions of merchants worldwide. Its security features are robust—thanks to Visa Zero Liability, you're protected against unauthorized purchases. If you’re focused on saving, Chime offers tools that round up every purchase to the nearest dollar and move the change to your savings account automatically. With early direct deposit, you also get faster access to your paycheck—sometimes up to 48 hours in advance. The Chime Visa® Debit Card isn’t just another debit card—it’s a tool for financial empowerment, helping you manage your finances with clarity, speed, and confidence.
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What bank issues the Chime Visa® Debit Card?
The Chime Visa® Debit Card is issued by either The Bancorp Bank or Stride Bank, N.A., Members FDIC.
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Is there a fee to get a Chime Visa® Debit Card?
No, there is no fee to get the card. Chime does not charge for ordering or using the debit card.
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How long does it take to receive the Chime card?
It typically takes 7–10 business days after account approval for your physical card to arrive by mail.
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Can I use the Chime card internationally?
Yes, the Chime Visa® Debit Card can be used worldwide, and Chime does not charge foreign transaction fees.
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What happens if I lose my Chime card?
You can block your card instantly using the Chime app and request a replacement, which will be mailed to you for free.
How to Request Your Chime Visa® Debit Card
Getting your hands on a Chime Visa® Debit Card is easy and 100% digital. You can apply in just a few minutes from your smartphone or computer—no need to visit a physical bank branch or fill out stacks of paperwork. Start by visiting chime.com or downloading the Chime mobile app from the App Store or Google Play. Once you open the app, you’ll be prompted to provide basic information such as your name, email address, and Social Security number to verify your identity. There’s no credit check involved—Chime focuses on making banking accessible to more people. After your Chime Checking Account is approved, your Visa Debit Card will be mailed to your address within 7–10 business days. You can also access a digital version of your card through the app immediately after approval for online or mobile purchases. Activating the card is simple. Once it arrives, open the Chime app, follow the activation steps, and you’re ready to start spending. You’ll also be able to set up direct deposit with your employer to enjoy perks like early paydays. Chime’s streamlined process ensures you can open an account and start using your new debit card without hassle, helping you take control of your finances fast.