Discover the Benefits of the Wells Fargo Autograph® Card
A Powerful Card for Everyday Adventures
By: Zienic
3X Points on Popular Categories
Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans—perfect for maximizing your everyday purchases.
No Annual Fee
Enjoy all the rewards and perks without paying a yearly fee, making this a cost-effective choice for smart spenders.
Introductory Bonus Offer
Earn a generous welcome bonus after meeting a minimum spend threshold within the first 3 months of account opening—helping you jumpstart your rewards.
Flexible Redemption Options
Use your points your way: redeem for travel, gift cards, cash back, or even to cover purchases through the Wells Fargo Rewards platform.
Why the Wells Fargo Autograph® Card is a Smart Choice
The Wells Fargo Autograph® Card is designed for individuals who want to earn robust rewards on everyday purchases without the burden of an annual fee. With unlimited 3X points in categories where most people already spend—like dining out, commuting, and streaming—this card ensures you’re rewarded for living your normal life. The sign-up bonus is a standout feature: new cardholders can earn a large number of points after spending a specified amount in the first few months. This is a great opportunity to rack up rewards quickly and start redeeming them for things that matter to you—whether it’s a weekend getaway, a special gift, or simply reducing your statement balance. Additionally, cardholders can enjoy travel and purchase protections such as auto rental collision damage waiver and cellphone protection when you pay your monthly phone bill with the card. These added benefits boost the card’s value well beyond its zero-dollar annual fee. Whether you're looking for a first-time rewards card or adding to your wallet for specific bonus categories, the Autograph® Card is a compelling option worth your attention.
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What credit score is needed for the Autograph® Card?
Typically, a credit score of 670 or higher (good to excellent credit) is recommended for approval.
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Does the Wells Fargo Autograph® Card have an annual fee?
No, the card has no annual fee, making it an affordable way to earn significant rewards.
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What can I redeem Autograph® Card points for?
You can redeem points for travel, gift cards, statement credits, and purchases through the Wells Fargo Rewards portal.
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Is there a foreign transaction fee?
No, the Wells Fargo Autograph® Card does not charge foreign transaction fees—great for travelers.
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Are there any travel protections with the card?
Yes, the card includes benefits like auto rental collision damage waiver and travel accident insurance when eligible purchases are made with the card.
How to Apply for the Wells Fargo Autograph® Card
Getting your hands on the Wells Fargo Autograph® Card is simple and straightforward. You can apply directly online through the Wells Fargo website, visit a local Wells Fargo branch, or call customer service. The online application process typically takes just a few minutes and requires some basic personal and financial information. To be eligible, applicants generally need good to excellent credit (typically a FICO® score of 670 or higher). The application form will ask for your name, address, Social Security number, income, and employment information. Wells Fargo will perform a credit check, and you’ll receive an approval decision either instantly or within a few business days. If approved, you’ll receive your card by mail within 7 to 10 business days. Once activated, you can begin using it immediately to earn points on eligible purchases. And if you're a Wells Fargo customer with online banking access, your card will integrate seamlessly with your existing dashboard—allowing you to track your rewards and manage payments with ease. By applying today, you can start enjoying the many benefits this card offers and make every dollar you spend more rewarding.